Explore our home loan options

Frequently asked questions

• How can I get a quote from Mesa Mortgage?

  To receive a quote, simply complete our inquiry form with your details. A licensed loan expert from the Mesa Mortgage team will contact you directly to discuss your mortgage options and provide a customized quote.

• How do I earn Mesa Points?

  Earn 1X Mesa Points per $1 on the principal amount of your loan when you buy or refinance through Mesa Mortgage. On a $500,000 loan, that’s 500,000 Mesa Points. You’re able to earn points on your mortgage with the Mesa Homeowners Card when you make at least $1,000 in eligible purchases per statement cycle. However, any mortgage payments recognized do not count towards the $1,000 in eligible purchases per statement cycle as they do not occur directly on the Mesa Homeowners Card.

• What are Mesa Points?

  Mesa Points is our rewards currency. You can save up points or redeem for rewards in the app. Mesa Points do not expire.

• What is Mesa Mortgage?

  Mesa Mortgage is a part of Mesa, the first homeowner membership platform that rewards you for owning a home. When you take out a new mortgage or refinance through Mesa Mortgage, you earn 1X Mesa Points per $1 on the principal amount of your loan.

• What are the interest rates through Mesa Mortgage?

  Interest rates and loan terms vary based on individual circumstances and market conditions. Our loan experts will provide you with personalized rate information after reviewing your inquiry and financial profile.

• Can I earn points on my monthly mortgage payments?

  Mesa is a homeowners membership platform with multiple products. You’re able to earn points on your mortgage with the Mesa Homeowners Card when you make at least $1,000 in eligible purchases per statement cycle.

  However, any mortgage payments recognized do not count towards the $1,000 in eligible purchases per statement cycle as they do not occur directly on the Mesa Homeowners Card.

• What types of home loans does Mesa Mortgage offer?

  Mesa Mortgage offers a variety of loan products, including: Conventional Loans, FHA (Federal Housing Administration) Loans, VA (Veterans Affairs) Loans and Home Equity Lines of Credit (HELOCs)

  These options are available for both new home purchases and refinancing.

• Where can I redeem Mesa Points?

  Mesa Points can be redeemed for cash back towards your mortgage payment or statement credit with the Mesa Homeowners Card, gift cards, book flights or hotels, and transfer points to your favorite travel partners.

• Where is Mesa Mortgage available?

  Mesa Mortgage is currently available in select U.S. states, please check mesamember.mortgage or download the Mesa app for the most up to date information. We are actively expanding and look forward to offering services in additional states soon. Please check back regularly for updates to our service areas or download the Mesa app to get notified when we are available in your state.

• When will I get my Mesa Points from Mesa Mortgage?

  You will be awarded your points within 30 days after closing and funding your loan. You will need to download the Mesa app and create an account to be awarded your points and redeem them.

• What are the exclusive Mesa Mortgage benefits?

  By being a Mesa Mortgage member, you’ll receive over $600 in member benefits. Unlock access to complimentary memberships, credits towards security systems and moving costs. Check here for the specific benefit details and terms.