We're making homeownership rewarding
You’ll earn 1X Mesa Point per $1 on the total principal loan amount of your mortgage, so on a $500,000 mortgage, that’s 500,000 points— equal to $4,000 in gift card value.* Redeem your points for gift cards, book flights or hotels, and transfer points to your favorite travel partners.














Turn points into gift cards from your favorite brands
Exclusive member benefits worth over $600
Unlock access to complimentary memberships, credits towards security systems and moving costs.
Instacart+ Complimentary One Year Membership
$250 off your move with Hilldrup
$120 annual Lowe’s Credit
$100 Armadillo Home Warranty

$350 ADT-monitored Security System Credit
Redeem Mesa Points Your Way
You’ll earn valuable points that can be redeemed for:
Gift cards: 100+ options
Airline Transfer Partners
Hotel Transfer Partners
Want points but already have a low rate mortgage?

THE MESA HOMEOWNERS CARD
$0 annual fee³
- Earn 1X Mesa Points for every $1 of your monthly mortgage payments*1
- 3X Mesa Points on home & family expenses —home improvement, decor, maintenance, utilities, and daycare¹.
- 2X Mesa Points on everyday purchases—groceries, gas, EV charging, & more¹.
- 1X Mesa Points per $1 spent on all other eligible purchases¹.
- Exclusive benefits- unlock card member only benefits 2
- Enjoy no annual fee3 - more savings, more rewards
How everyone saves with Mesa
Jane Smith
Mortgage:
$3,500/month = 42,000 points
Other:
$300/month × 1X = 3,600 points
Everyday:
$1,000/month × 2X = 24,000 points
Home expenses:
$800/month × 3X = 28,800 points
Emily Johnson
Loan Payment:
$3,000/month = 36,000 points
Additional Expenses:
$250/month × 1X = 3,000 points
Daily Spending:
$900/month × 2X = 21,600 points
Household Costs:
$700/month × 3X = 25,200 points
Unlock your savings potential
Start today and take the first step toward smarter homeownership with Mesa.
